Enjoy The Dream of Retirement Income
It’s time to make a choice. Plan for your future.
It’s as simple as making a phone call and sitting down with a Financial Advisor.
We offer various financial services, including: retirement planning, estate planning, and insurance services.
However, we specialize in fixed-income investing.
Why should I work with an Investment Advisory Firm?
Financial Advisors are not here to sell, but to guide.
Financial Advisors are not tied to any specific family of funds or investment products.
Financial Advisors are here to serve your interests – no one else’s.
We Will Help…
IDENTIFY YOUR NEEDS
Determine what your objectives are and evaluate your current financial state:
- Assets versus liabilities.
- Cash inflow versus outflow.
- Your needs versus your wants.
Determine a financial plan that is tailored to you.
An ongoing review of performance.
We will check in with you as regularly as you prefer.
Implement a financial plan.
Wealth Management
Tax Advisors
Insurance Services
Weekly Market Commentary
Weekly Market Commentary
-Darren Leavitt, CFA It's been a difficult month for investors, and sentiment indicators tell that story. Wall Street appeared poised to build on the prior week's gains, but regressed again as mixed signals on tariffs and a loss of sentiment gave reason to sell. ...
Weekly Market Commentary
-Darren Leavitt, CFA The S&P 500 avoided a fifth straight week of losses as investors continued to assess the impact of Trump’s policies. A late rally on Friday afternoon, fueled on heavy volume from quarterly options' expiration, helped propel the S&P 500...
Weekly Market Commentary
-Darren Leavitt, CFA Investors endured the fourth consecutive week of losses in US equity markets as concerns around tariffs and their impact on the economy continued to weigh on sentiment. Several investment banks decreased their assessment of US equities and...
IRA Blog
Qualified Charitable Distributions and inherited IRAs: TOday’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst Question: In the article “Why You Should Take Your 2025 RMD Now,” the following caught my eye … “Or, maybe you are charitably inclined and looking to satisfy your RMD by doing a qualified charitable distribution (QCD). This will...
10% Penalty Exceptions: IRAs and Plans
By Andy Ives, CFP®, AIF®IRA Analyst If a person under age 59½ takes a withdrawal from his IRA or workplace plan, there is a 10% early withdrawal penalty…unless an exception applies. There are currently 20 exceptions, with a 21st on the way. Here are those exceptions,...
12 Super Catch-Up Contribution Questions Answered
By Ian Berger, JD IRA Analyst We continue to get lots of questions about the new “super catch-up” contribution for retirement plan and SIMPLE IRA participants who are ages 60-63. Here are answers to your top 12 questions: 1. When does the super catch-up...
Market Review and Outlook
Weekly Market Commentary
-Darren Leavitt, CFA It's been a difficult month for investors, and sentiment indicators tell that story. Wall Street appeared poised to build on the prior week's gains, but regressed again as mixed signals on tariffs and a loss of sentiment gave reason to sell. ...
11 Mistakes Retirees Make at the Supermarket
It’s not just inflation. Your bad habits may explain why you’re paying too much for groceries. Retirees living on fixed incomes have been feeling the pinch of rising grocery costs. Grocery prices in February rose 2.6 percent year-over-year, according to the U.S....
Qualified Charitable Distributions and inherited IRAs: TOday’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst Question: In the article “Why You Should Take Your 2025 RMD Now,” the following caught my eye … “Or, maybe you are charitably inclined and looking to satisfy your RMD by doing a qualified charitable distribution (QCD). This will...
These are not the opinions or recommendations of Texas Retirement Solutions or Sound Income Strategies LLC, but rather of third party contributors.
A Legal Fiduciary Responsibility
As a Investment Advisory Representative, I have a legal, fiduciary responsibility to work in your best interest. I offer a complete range of investment services, from managing money in the market to more conservative investments. What every client needs is different, and I’m here to help you plan for your future and your children’s future. I act in your best interest every time to the utmost of my ability.
Rusty Donohue, CLU, ChFC is a fiduciary financial advisor. A fiduciary financial advisor is held to the highest legal and ethical duty to represent his clients’ best interests regarding their total asset portfolio management. As a result of this licensing, we are happy to announce that we now offer our clients Assets Under Management opportunities through our partnership with Sound Income Strategies, an SEC Investment Advisory Firm that specializes in building actively managed investment portfolios based on your goals and objectives.
If you have market based investments and are not happy with your performance, or you feel you are paying too much in fees I have announcement just for you; I am happy to announce my partnership with Sound Income Strategies, an SEC Investment Advisory Firm that specializes in building actively managed investment portfolios based on your goals and objectives.
Sound Income Strategies uses asset classes with low internal fees, like ETF’s, Index funds and no-load mutual funds. By attempting to limit the downside through risk management and the ability to move to cash quickly, Sound Income Strategies strives to achieve consistent growth of your money for years to come.
As a fiduciary, we are not paid commissions. Rather we are incentivized to grow your portfolio. The more you grow, the more we grow.
The last decade has shown us that the traditional buy and hold strategy of investing may not be the most efficient due to changing global valuations and extreme price movements. Instead of being constrained to a “fixed mix” of asset classes, Sound Income Strategies employs tactical asset allocation which allows the portfolio manager to change the mix of asset classes, find value across the entire global palette of asset classes and, if needed, move to cash.
Our Services
We strive to provide access to services that help meet our clients’ financial needs. For services not listed below, we have also built trusted relationships with outside professionals that are experienced in assisting our clients. We may be able to help provide you with…
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All written content on this site is for informational purposes only. Opinions expressed herein are solely those of Texas Retirement Solutions and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or help protect against loss in declining markets. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this website, and the material contained within, shall in no way be construed or interpreted as a solicitation or recommendation for the purchase or sale of any security or investment strategy. In addition, the presence of this website should not be interpreted as a solicitation for Investment Advisory Services to any residents of states where otherwise legally permitted to conduct business. Fee-based financial planning and Investment Advisory Services are offered by Sound Income Strategies, LLC, an SEC Registered Investment Advisory firm. Texas Retirement Solutions and Sound Income Strategies LLC are not associated entities.